Huge Selection of Vehicles
Choose from hundreds of used vehicles In Regina and area. Trucks, minivans, SUVS, and cars all located in Regina and area. Find that perfect vehicle for your needs and budget. Regardless of type of vehicle you are looking for you are sure to find it with Regina auto loans. All makes, models, and styles are available with Regina auto loans.
100% Approval Rate
We've been financing vehicles for consumers in Regina and area for over 10 years. Our network and connections to financial lenders in Regina means that we can get you approved no matter what, even if you have already been turned down by other lenders in Regina. Good credit, bad credit, no credit, or even bankruptcies - it's all OK! 100% credit acceptance for all Calgarian's.
Up To $10,000 Cash Back
Bills piling up or in need of a vacation away from Regina? We are able to help many of our customers receive extra cash back on their Regina vehicle loans! Cash back is optional, and not required. Calgarian's who are approved by Regina auto loans are not required to take the cash back, but are welcome to it.
Rates As Low As 5.9% OAC
When you apply to Regina Auto Loans, you get the very best rate available to you through our network of financial lenders in Regina and area. Our reputation and professionalism in the Regina auto industry means that we are able to get your application approved easier with Regina banks and lending institutions, so your interest rate and monthly payments will be lower.
Rebuild Your Credit Rating
If you've been turned down by banks in Regina or other lenders in Regina for having bad credit don't worry, we can still help. We will get you approved in Regina for a vehicle with manageable payments that suit your budget so that you can get back on track and improve your credit rating . Regina Auto Loans has helped hundreds of people in Regina and area get an auto loan. For over 10 years we have been helping to rebuild and re-establish credit for people all over Regina and area.
Zero Down Drive Away
A down payment is not always required for a Regina auto loan approval and you may qualify for a zero down auto loan. A down payment can help lower you monthly payments or make the approval quicker but a zero down approval may be an option for you as well. Regina auto loans will work hard to get your auto loan approved with the down payment you have.
Free $500 Visa Giftcard
Apply for financing through Regina Auto Loans, get approved on a new vehicle, and you may qualify for a FREE $500 VISA gift card, just our way of saying thanks for doing business with us through Regina auto loans. This is instant cash that you can spend on whatever you want. Many Calgarian's have already been approved for this gift card.
Regina Auto Loans - Frequently Asked Questions
Regina Auto Loans is a service for consumers with good credit, no credit or bad credit or even very bad or challenged financial backgrounds. If you live in Regina Alberta and are looking to buy a or used truck, car, SUV or minivan. Regina Auto Loans specializes in getting you approved on used auto loans ? no matter what kind of credit you have. Regina Auto Loans is located in Regina Alberta and gets bad credit auto loans approved for anyone in the Regina, Red Deer, Airdrie, Strathmore Lethbridge, and any areas in western Canada near Regina. Regina Auto Loans in Regina also helps repair bad credit and get no credit car loans approved for anyone, anywhere in Alberta, Saskatchewan And BC. Apply now or click here for more details.
What is considered Bad or Poor Credit?
Bad Credit, Slow Credit and other Credit challenges can vary. The everyday credit struggles many Canadians go through. The good news is that Regina Auto Loans devotes 100% of its time to overcoming these challenges and getting all types of credit approved, no matter what your credit history is like.
Is bad credit really that common?
With predatory lending practices, identity theft and now an unstable global economy, it's no surprise that many good people are struggling with their debt. Often they have a hard time keeping up with their credit obligations and unfortunately that can hurt their credit scores.
Over 40% of Canadians carry between $15,000 and $45,000 in debt and a recent study shows that more than half of Canadians under the age of 45 spend more money than they make. In 2009 a study was released that showed Canadian Bankruptcies are up 21% over the previous year. These facts coupled with increasing evidence that more and more Canadians are missing payments and sometimes defaulting on their loans, show just how common bad credit has become in our society. Unfortunately these Canadian poor credit statistics are present throughout the country, especially in Alberta where Regina Auto Loans operates. Good people with bad credit in Regina, Red Deer, Strathmore, Airdrie, Innisfail, and many areas in western Canada sometimes struggle with their bad credit and auto loan declines. Fortunately we can help.
Regina Auto Loans was founded to help good people overcome bad credit. Most banks and lending institutions put profit first but through a combination of strong lender partnerships, advanced credit knowledge and a non negotiable mission to get credit challenged customers back on their feet, you can always count on Regina Auto Loans putting you first!
Does Regina Auto Loans sell or used Trucks or Cars?
The inventory at Regina Auto Loans is a huge mix of Trucks, Cars, Suv's and minivans ? all makes and models. View our always expanding used car inventory here. If Regina Auto Loans doesn't have the car you want, we can get it.
Will Regina Auto Loans take my current vehicle in on trade?
Regina Auto Loans will always give you the best value for your trade in vehicle. Whether it's an older auto loan, current lease or even your first car, Regina Auto Loans will offer you top dollar for your trade. Our expert staff specializes in auto appraisals and this service is always free!
If you live in the Edmonton, Regina, Grand Prairie, Whitecourt, Fort McMurray and any areas in western Canada then you are just minutes away, so we can give you a fast and free appraisal of your trade in no time. Apply now or contact us for more info!
What is the process?
The process is as simple as 1, 2, 3.
APPLY - First apply using our easy & secure online Credit Application for FREE
CHOOSE - Select the vehicle you want from our Online Inventory
DRIVE - Schedule an Appointment to work out the payment you want and pick up your new or used vehicle.
How much money do I need to make?
If you're an Alberta resident and make a minimum of $2200 gross per month. Then you may qualify for a new or used auto loan. Apply now.
Is your service really FREE?
Absolutely! We cover the costs of our business and our superior service standards by selling cars, not by charging you excessive fees or billing you for our time. Our goal is to get you approved and into the car that you want. If we can't get you approved ? then we don't deserve your business. Fill out our FREE & SECURE credit application.
Do I need any money down?
Everyday Regina Auto Loans helps new credit and credit challenged customers finance their Used Truck or used car with no money down. Regina Auto Loans is here to make the deal work for you, so we will work with you and the bank to get you the car you want with the money down you have.
Will my auto loan be an open loan?
Yes! Regina Auto Loans works with many banks and finance companies that offer open loans. We will always get you the approval on the contract you want. Unlike other companies that claim to repair your credit or pressure you to sign contracts that do more harm than good, Regina Auto Loans will fully disclose the type of agreement you enter into and will never put its customers into a loan they cannot afford or don't understand!
You can pay out your new or used auto loan whenever you want ? with no fee's or penalties. If you want to trade in your vehicle for a different one, then we guarantee you an even lower rate!
Where is Regina Auto Loans?
Regina Auto Loans is located in Regina . Because of our position on the highway our services are available to neighboring communities like: Airdrie, Regina, Lethbridge, Strathmore, Okotoks Medicine Hat and any areas in western Canada and their surrounding communities.
What kind of auto loan payments do you offer?
We schedule your payments to match your pay cheque. Regina Auto Loans can set up your auto loan with a weekly, bi-weekly, semi-monthly or a monthly car payments! (some restrictions apply with diffirent banks oac).
How can I re-establish my credit?
Your Credit Bureau is snap shot of your credit history. If the last activity on your credit bureau is derogatory ? then that's all a bank or finance company has to base its decision on. The best way to re-establish your credit after having missing payments, written off a loan or having a bankruptcy is to start proving yourself again. Auto loan history leaves some of the strongest impressions, so getting and paying one on time will benefit and correct your credit the most.
Every auto loan Regina Auto Loans puts together is registered to report with Canadian Credit Bureaus ? that's means every payment you make on time is helping you work towards repairing your base credit and a stronger credit history.
Can you lower my interest rate?
Yes. If you're successfully paying a high interest auto loan, Regina Auto Loans can often reduce your interest rate. If you come back to Regina Auto Loans and finance with us again ? We can guarantee you an ever better interest rate.
Regina Auto Loans and their parent company have reduced interest rates for customers all over the Edmonton, Regina, Grand Prairie, Whitecourt, Fort McMurray and any areas in western Canada, apply now and you could be next to get a lower interest rate on your auto loan!
Which banks does Regina Auto Loans deal with?
Regina Auto Loans only works with the most trusted and respecting finance institutions in Canada. We deal with almost 10 different banks and finance companies. Our process ensures that you ? the customer ? benefits from the best rates and best finance options available.
How long is the Credit Application process?
Most of our customers are driving the same or next day don't believe us? Get auto loan approved NOW by clicking here.
What if I'm past due on my credit card or behind on other loans?
If you're struggling with your credit card payments or you're past due on any of your other loans, Regina Auto Loans guarantees we will get you approved. We specialize in slow or past due credit.
Even if you have collections or a judgement on your credit bureau, we can still help. We deal with every kind of credit situation and pride ourselves on having the expert knowledge required to get you approved and driving the car you want ? no matter what credit you have.
What if I have a repossession reporting on my credit bureau?
If you had an auto loan repossessed or written off. We can still help. Regina Auto Loans can get you approved at a competitive interest rate even if you have a repo reporting on your credit bureau. Apply Online or Contact Us now.
Can I finance a car with no credit?
Yes you can. A car loan is generally the best and strongest way to start your credit career. If you've never had any kind of credit, you still deserve that opportunity. Regina Auto Loans specializes in getting people approved on their first loan. We are experts at getting young and first time buyers into car loans. Apply now.
I'm bankrupt can I still get a car loan?
Yes. When you're bankrupt you still have obligations to make every month. It's unfair to ask you for regular bankruptcy payments but decline you the means to get to work. Regina Auto Loans can get you financed in a used Truck or used auto loan inside of your bankruptcy, consumer proposal or even credit counseling. If you're discharged from your bankruptcy, consumer proposal or even your second bankruptcy ? Regina Auto Loans can help. That's right even if you've been bankrupt twice we can get you approved and driving a new or used car loan. Apply now.
Do I need a co-signer?
A co-signor or co-applicant can always help you but often is not required. Our credit experts will work with you to properly explain what co-signing means for both you and your co-signor. Thousands of Edmonton, Regina, Grand Prairie, Whitecourt, Fort McMurray and any areas in western Canada, residents with poor or no credit histories are driving co signor free auto loans right now!
Apply now or contact us for more info.
What area does Regina Auto Loans service?
Regina Auto Loans services all of Alberta, Saskatchewan And BC. We are located in Regina Alberta, and our customers frequently come from the following areas:
Regina, Strathmore, Okotoks, Lethbridge, Airdrie, Red Deer, Edmonton, Grand Prairie, Whitecourt, Fort McMurray and any areas in western Canada.
I live far away and don't have a car?What should I do?
Contact us or apply now. We offer FREE PICK UP OR DELIVERY, ANYWHERE IN ALBERTA, SASKATCHEWAN AND BC! That's right! If you don't live in the Edmonton, Regina, Grand Prairie, Whitecourt, Fort McMurray and any areas in western Canada OR you don't have a ride, we will drop off your new or used vehicle, come pick you up or even pay for your transit here.
I have bad credit or no credit, can you help me get a credit card?
Yes we can. Regina Auto Loans with banks that offer credit cards to credit challenged or no credit customers. Regina Auto Loans can help you get a credit card to establish your credit as part of your auto loan or on its own.
How do I apply?
Apply now by filling out this 100% Free, Fast & SECURE Online Credit Application. Apply over the phone by calling us or come and see us to apply in person. No appointment is necessary. Click here for contact and location information.